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Borrow
Product
Short-Term Equity Release
Borrow up to $150,000 against your property equity for 3 to 12 months, with interest-only repayments and the principal repaid as a lump sum at the end.
Product
2 Year Principal & Interest
Borrow up to $50,000 against your property equity and repay it steadily through regular principal and interest payments over up to 24 months.
Bridging Finance for Deposit
Secure the deposit on your next purchase without waiting for the sale to settle
Business Equipment Finance
Buy the truck, machine or fit-out now, not once you've proven it
IRD Tax Arrears
When unpaid tax is the only thing standing between you and a bank approval
Subdivision Completion Costs
When resource consent is granted and it's the remaining costs standing between you and title
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Purpose
Bridging Finance for Deposit
Secure the deposit on your next purchase without waiting for the sale to settle
Business Equipment Finance
Buy the truck, machine or fit-out now, not once you've proven it
IRD Tax Arrears
When unpaid tax is the only thing standing between you and a bank approval
Subdivision Completion Costs
When resource consent is granted and it's the remaining costs standing between you and title
Business Start-up Costs
When the business is new, but the way it's repaid doesn't have to be a guess
Finish a Renovation Before Selling
When the work's nearly done, and it's the last bit of funding standing in the way
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About
Resources

Resources

The Flexy Resource Hub

Property finance, explained by people who fund the deals

Short, practical guides on second mortgages, equity release and non-bank lending in New Zealand. We break down how the deals actually get structured, so you can move faster and make better decisions.